APRs at So Fi are low at 5% to 14%, with the average APR around 8%.You can also borrow up to 0,000, making it a good option if you have a lot of debt to refinance.From consolidating debt to financing a purchase to improving your credit, people choose personal loans because interest rates are usually lower than credit cards, which can save you thousands of dollars. This is such a relief for me since I was able to pay off four different credit cards and now pay a much smaller amount each month. By: Sometimes, personal expenses simply outweigh your income and savings.
Compare loans for debt consolidation and learn about your options for consolidating debt.However, a balance transfer card requires discipline to pay it off before the promotional rate expires, usually no more than 21 months.The amount of credit card debt you can transfer is limited, typically no more than ,000.You may be asking yourself how things got so out of hand so quickly, but the answer to that question is pointless. Wouldn’t it be nice if you could somehow lighten the load?Life would be much easier with fewer payments, wouldn’t it?